Maximizing capital at top of market

[Megan Pugh]

I have a question about how to maximize our income. We plan to invest in multi family as our long term retirement plan. My husband is just graduating as a CRNA this May, we are both 35 (no judging 😂), and I'm just trying to make a game plan to pay down our student loans. We have about $160k. We will be refinancing for sure. But with his job we have the opportunity for 401k match, HSA and possibly IRA accounts. I was given advice to save like crazy till the market falls again before we start investi