I’m 20 years old and I wat to house hack

[Shawn Krieger]

I have a couple of credit cards but I only had a credit card where I was the primary holder since I was 18

That being said my credit reports show I’ve had credit since I was 15

I believe the reason i believe is because I had a credit account with a popular retailer

Anyways today I have a great relationship with Amex

(I’m a business platinum card holder)

But I have not been able to get a chase card yet

I have a business which brings in a profit yet it’s in its first year so we’re not on the books yet

Will I be able to get a loan to house hack

What do you think?

[Damaso Bautista]

@Shawn Krieger

Save up for a down payment, take your last 2 years W-2's to a lender and see how much of a loan you qualify for.  Find a neighborhood where you can afford a house. SF with a lot of rooms, duplex, triplex..whatever you can afford.  Once you take possession get it live in ready. 

Read up on being a landlord.

Advertise your place.

Get tenants.

Start house hacking.