LLC start up questions

[Olga Gray]

Hello everyone! 

I am a new member of BP, and a beginner entrepreneur. I am planning to start my own rental property LLC in North Carolina. I've read a few books and scoured the internet on how to do it. After doing that, I wish I could say I had a clear-cut action plan. I was happy to find this BP site and hope I can get some answers from those pros out there. Here are my first 2 questions:

1. Should I go ahead and spend money on having an attorney helping me with my LLC start up, or could I just sufficiently use some internet resources like legalzoom.

2. Is it more beneficial to buy my first property outside of LLC? I hear the banks don't like giving loans to LLC, and if you are lucky to find one, the interest rate in comparison to a conventional loan will be outrageous.

Thank you in advance!