Im 23 in school balancing work and looking for my first deal

[Steven Price jr]

Hi my is steven price i'm pretty much a rookie real estate investor i am still looking for my first but i have 3 prospective properties lined up and lucky me there all within yards of each other. Now i did join a reality invest group and had my mom join as well but my whole problem is finding funding to purchase the property and flip it i've called banks they said i need equity and a stronger credit score also i called hard money companies but there interest on loans LTV are too high any ideas on how to get my first deal off the ground