Loan amount for established (2+ year) LLC?

[Lawrence Paul]

Hello again,

Curious if anyone might have a general understanding/answer to my question(s).

Stuck here in between paying off my mortgage on my first investment property and rolling the property into a LLC for future collateral on a business loan or buying 2-3 more properties under my own personal name with umbrella insurance and once those get paid off (10 years?) then roll the said property into the LLC or just sell the three investment properties and upgrade to a larger commercial property.

My investment property is currently a residential loan and not a commercial loan. Would be able to pay this loan off in about 2-3 years, but would have no remaining capital for any other purchases.

If I place a $135,000 property that is paid off into a LLC and the LLC has been operating for 2-3 years, any guesses at what amount loan I would be able to secure for the business? Would this be the best method for potential growth of my personal 'business'?

I feel as though once I achieve the 4 property limit (not counting in the potential Fannie Mae 5-10 rule, which seems like a hassle), that I would become very stagnant and soon need to sell the investment properties and upgrade to a commercial real estate anyway.

Anyone run into this thought process or work this problem out in their heads? Am I missing something that I have not yet thought of? Advise? Thoughts?

Thanks again for any and all help!