Wondering what should I do?

[Manny Heard]

So, a friend of mine acquired through inheritance. The taxes and paperwork are all up to date, and she would like to renovate the property, but doesn't have the funds. She recently asked if I would if I'd loan her the money, but I was considering a rebuttal of us becoming joint owners of the property? I'd like to know if asking my friend if we could become co-owners of the property instead, would be a better option?