Bank financing and unemployment

[Teddy Kogan]

I was laid off from my construction management job a while back and I'm thinking of getting started in REI as it doesn't look like I'll be finding a job anytime soon. My credit score is in the 700 to 750 range and have 200K to start with. My question is how likely will the banks finance any income properties for me and what sort of a down payment and rate will they be asking for. I realize I can use this amount and go in all cash but I would like to leverage as much as I can. I'm not looking to partner up or invest in someone else's deal.