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Updated almost 6 years ago,

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4
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Michael Andre
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4
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Understanding VA loan rates

Michael Andre
Posted

Hello all! 

I have a few questions about understanding the VA loan limits. My wife and I are looking to purchase a fourplex to get started with our real estate investment. When we look up the loan limits on the government website it lists the loan limit in four different categories; one-unit limit, two-unit limit, three-unit limit, and four-unit limit. We do understand that we still need to qualify for the amount based on our income to debt ratio. We are just not understand which loan limit amount is available to us for a fourplex.

Does the four-unit limit count for a fourplex?

Also, if purchasing a fourplex with the VA loan do all of the units need to be purchased under one pin number, or can you purchase them using separate pin numbers? This makes a huge difference when looking at the market.