What do I do first? Looking for advice!

[Connor Johnstone]

Hi members, Mindy and Scott.

Long post incoming.

I've found a new ambition to become not even financially independent just yet, but to first become financially stable and stop living week to week like my parents,  brothers, friends and everyone else in the outer suburbs of Melbourne, AUS.

After listening to 15 hours of the bigger pockets money podcast in the last two days I've decided that I need to start right now, not tomorrow or Monday.

I am 24 years old, I have a child to my ex partner who I pay child support to and I have her every weekend at mine and my pregnant fiancé's house.

I work 2 jobs. I'm a truck driver from 6am until 2pm and a forklift driver from 4pm until 8-9pm. I'm bringing in roughly $850 - $1200 a week.

I have roughly $700 a week in expenses, including rent, groceries, minimum repayments on my roughly $10,000 worth of debt and transport but not including gas, water and electricity bills. I still some how come out with barely any money by my next pay. I am aware that it is pretty much entirely lack of discipline but I was hoping for a few tips on how to make sure I don't spend on things that I don't need to, tips on whether I should pump any spare money in to my debts or if I should invest them in to an Index Fund.

I want to have savings and goals and a real feeling of worth before my new baby arrives in September 2019, I want to be better than my folks and everybody around me.

Thanks for reading!

Connor Johnstone