Advice For Someone Trying To Invest/Buy 1st Property From Abroad

[Max Cordova]

I would love any bit of advice!

I currently work online and live abroad. I moved because it is much cheaper to live outside the US. I get to save almost half my income every month when I am not traveling. I have excellent credit, above 800, too. One of my concerns is that I'd probably get approved for an FHA loan, however, it is my understanding that I am required to be living at the property for a majority of the year. Obviously, as I live in Mexico, what would the protocol be with this? Are there specific lenders I should be looking at? I'd be buying it with my girlfriend who also has excellent credit. Another issue is that our income may seem low compared to most Americans, but because we live here, we have a lot of "cash" and our income to debt ratio is very low. I know a lot of lenders look at this along with your rental history in the U.S., which we don't have because we've lived abroad for more than 5 years. However, I know people who have been able to buy a house despite these issues.

Any advice is appreciated!