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Updated about 6 years ago,

Ryan Champin's profile image
Ryan Champin's profile image
Ryan Champin
  • from Northern NJ
  • Member since Aug 2, 2018
Connect

User Stats

12
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1
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Ryan Champin's profile image
Ryan Champin's profile image
Ryan Champin
  • from Northern NJ
  • Member since Aug 2, 2018
Connect
Ryan Champin
  • Northern NJ
1
Votes |
12
Posts
Starting Out

Newbie Loan Questions!

Ryan Champin
  • Northern NJ
Posted

Hey Guys!

So i'm loan shopping right now and I see that my pre-approval letter has a $1400.00 origination fee on a 500k loan.  Its a flat fee.  Is this standard?  There are no points on the loan.  Are there other things I should look out for?  Also, I have a credit score on creditkarma of 730 yet this guy is giving me a 5% interest rate.  He says one of my scores is like 680 for some reason. Not sure why credit karma hasnt picked that up lol

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