Need advice on an early mistake

[Matt McCurry]

I am currently 22 and have recently started my REI career. I made an early mistake though as I am finding out; I purchased a SFH right out of school while acquiring roughly $40,000 in student loans. Where do I begin to go from here? How can I purchase my next property if I want to do a house hack on a du/tri/quad-plex? I don't have enough equity, if I have 10%, in my house to refinance to a conventional and take out another FHA right? Should I just look for an investor to fund and split 50/50(ideally) with me if I do all management and they just provide capital?