Need help vetting Lenders

[Garrett Pearson]

I'm looking for financing for my first flip. I have excellent credit but I have DTI issues so conventional financing probably won't work for me. My question is how should I vet finance companies, private lenders and/or HML? What if anything should I be looking for besides the points charged, interest rates and terms? I have talked to a couple private money lenders and/or possibly hard money lenders and I have received some good information and told that I qualify for loans with them but need to make sure that I am selecting the best ones. Are there any wolves out here that I should definitely stay away from or any really good ones that I should consider? Thanks in advance for your help.