HELOC- Bank asking why need?

[Mike Lewandowski]

So I’m about to get anywhere from 125K-145K HELOC (small bank). But during the loan process the bank wants a letter of what I’m using the money for. If I tell them for REI they most likely won’t approve. So what is the best embellishment reason why I need. Everyone here knows what I talking about. How do I transition this to my LLC once approved for the HELOC. Thanks!