20% downpayment in savings. Is that still the best route?

[Nathan Simons]

I am a young post grad looking to start investing in Real Estate. I am very interested in the multi family aspect of it, but let’s say I take the time to save up for a 20% downpayment on a $100,000 property. Would using $20,000 in my personal savings be the best choice on a rental property? Rather than find other avenues to buy it? Thanks!

[Brent Coombs]

@Nathan Simons, what about buying your own primary first? 

ie. Much less than 20% deposit required for owner-occupiers. You'd still be eligible to buy up to a 4-plex (thus allowing you to rent out the other units, known here on BP as "house hacking"). Welcome to BP. All the best...