Starting Out
Market News & Data
General Info
Real Estate Strategies
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated over 6 years ago on . Most recent reply
To qualify for FHA, how much of the year must I occupy the reside
Im a full time flight attendant and travel with work more than 50% of each month.
Id like to buy a duplex out of state, using an FHA loan, and occupy one of the units for the first year.
I currently rent a room in NYC and would like to keep it for layover purposes, while the new property (in SC) serves as my primary residence.
How often must I be physically present at the duplex, for it to qualify as my primary residence? Will I get accused of mortgage fraud if my job causes me to be away much of the time?
The eventual goal would be to rent out both units, but I need the FHA to be able to afford the down payment on the property.
Newbie here! Any and all advice is welcome!