Found a Deal, Now to Fund the Deal

[Jahleel Vester]

Greetings BP People! My name is Jahleel Vester and I just graduated college a little over a month ago. I'll be starting my new job as a Loan Officer soon and I have been listening to BP for a little over a year. I have read a few books such as Rich Dad Poor Dad, ABC's of Real Estate Investing, (I'm working on David Greenes' book right now). I want to act on all of the REI education I have been filling myself with. I found a team of people (Realtor, Lawyer, Accountant, Contractors etc.) and I found a deal (4-plex) in my back yard. My goal is to get out of my parents house and house-hack this property however I need to find a way to pay for it. My brainstormed ideas are as follows:

Plan A) Get the down payment from a hard money lender and pay for the rest of the house with a traditional mortgage.

Plan B) Use seller financing, however I don't know too much about how to put together a solid seller financing proposal because there seems to be a number of ways to do it. 

Do any of you have any advice on how I can finance this deal? Does Plan A sound like a good way to go? Are there any better ways that I can finance this deal with no money down? (since I'm fresh out of college). Any other ideas on how to raise the money for the down payment?

Thanks so much for your help BP community! I'm looking forward to your responses.

Best, Jahleel Vester