First time investor with Analysis Paralysis

[Jose Torres]

Hello all,

Looking for advice on what loan options i should consider for my first real estate property. I'm looking for a Single family home to hold and rent, no more than $130k. I have the following to offer a bank:

• $130k home that is paid off
• $25k cash
• Military Veteran
• $130k Gross household income w/ Income to Debt 1.5%
• $50k can borrow from Retirement
• 834 credit score

I'm really not interested(can be convinced) in moving and renting my place out or a HELOC but i'm just curious what an experienced investor would recommend a newbie with the current setup. Thank you in advance.