Would it be easier for someone with terrible credit to get a loan as an LLC?

[David Fields]

Let me first say that I am a student/fan of Robert Kiyosaki. I own all of the videos/audio books/games he's made. Aparently the "No Money Down" days are over for hard money lenders. I was told the other day that my financial education is outdated, because I was looking for a no money down loan to purchase a very cheaply priced two-family rental from a friend. I'm wishing to start out in REI, but I partied a little too hard in my past and have terrible credit. I've matured alot since graduating college, but my past still haunts me financially. I work as a delivery driver and half of my money is from tips, which dosen't count towards my income. So I have bad credit, no capital, and a bad debt-to-income ratio. Would it be easier for me to just form an LLC and aquire investment properties through that entity? I eventually wanted to hold my future properties in an LLC for asset protection and liability protection anyway.