Property purchase with combined retirement and non-retirement

[Clarence Bell]

Hi,

I wanted to find out if anyone has done a property purchase using combined money from their self-directed IRA and funds outside their retirement as the down payment. I'm looking at combining both since commercial properties require a 25% down payment, but I know there are tax implications with how the business is set up so a portion of the profits goes back into the retirement account. I'm also planning to talk with a tax CPA and lawyer but wanted to hear from people who've done it already.

Thanks in advance!