I have 10k in a 1.5% APR savings...should I move to mutual fund?

[Zachary Busekrus]

Hi all!

I am a young, fresh-out-of-college millennial, but I worked full-time at a marketing agency all throughout college to pay my way through school. I have a decent salary (high above the average of my peers) and am very interested in real estate. While still VERY much a novice, in the past month have read Robert Kiyosaki's "Rich Dad, Poor Dad" and "Unfair Advantage" as well as Trump's "The Art of the Deal."

Here's my question: I have 10k in an Ally savings account (Ally is an online savings account with zero fees that gives you about a 1.5% APR). I am hoping to buy my first property in Q4 of 2019 or Q1 of 2020. I am wondering whether or not I should move this money into some sort of investment account (mutual fund?) in order to maximize my returns OR if I should keep it "safe" in an Ally account since this is my first time buying a home.

Kiyosaki is not a huge fan of "traditional" savings...and I get it! That said, this 10k is most of my savings...I'm willing to take a risk here (I'm very young in my career and currently have no dependents), but wanted to generate some feedback/thoughts from this wonderful community of smart investors before I do anything!

Thanks so much,

Zach