Financing vs All Cash for Buy and Hold?

[Raymond Wai]

Hey All,

First timer so go easy on me :)

We're in a position now to start thinking about moving into real estate through low end buy and hold properties (100k range), but one question that keeps coming up for us is whether to finance or to go all cash. I understand the cash on cash return on financing is going to be higher, but does going all cash to buy a property have anything going for it other than the peace of mind of not having a loan? For instance, does going all cash open up deals that otherwise would be unavailable?

[Raymond Wai]

@Jeremiah Ashe@Josane Cumandala@Russell Holmes Thank you for the advice all, looks like I have a lot more to read on!