Financing my first investment

[Stephen Warnock]

Hello BP community,

I am completely new to the real estate investing world (zero experience).  My interest was first peaked after reading Rich Dad Poor Dad, and then "How to buy a home with no or little money down."  I am in the educational phase of the transition from a J.O.B. to letting my money and investments work for me.  

I have several ideas to get started; finding business partners, attracting investors, etc... But was curious if there were other ways to get started with "the first deal."  

Sadly, I don't currently have enough capital to put any of my own money into an investment. I realize HML is one way to go, however they still require 10-20% of the purchase price to get started. I have excellent credit, and have considered the idea of using a credit card to fund the 10-20%. Has anyone in the bigger pockets world done this, considered this, done well with this, etc...

I look forward to learning more as I keep reading and researching the site.  Thank you for any suggestions and help.

Stephen