What to do with $25k ?

[Terrell Sapp]

Hello All, In November, I started working for the MTA and it’s taking much of my time. I am a licensed realtor and right now, I'm OVER my analysis paralysis. It’s time I start, invest in my Buy & Hold career. Just ready to learn hands on, build, connect, fail forward and create legacy. Currently, I have a family member will be my private money lender, lending up to $25k. With that in mind, I plan on going for the FHA loan on a Multi-family. However, I have not applied for a loan yet and here, at this point, is where I would like clarity: 1. Should I apply for the loan myself to see how much I qualify for? 2. Ask someone else to put their name on the property? (Perhaps my PML) 3. Create an LLC or Sole Priority to have on the property? What would you do if you if you were me knowing you had $25k to get your first investment property?