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Updated over 7 years ago,

Yvette Velasquez's profile image
Yvette Velasquez's profile image
Yvette Velasquez
  • from Portland, Oregon
  • Member since Oct 3, 2017
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Yvette Velasquez's profile image
Yvette Velasquez's profile image
Yvette Velasquez
  • from Portland, Oregon
  • Member since Oct 3, 2017
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Yvette Velasquez
  • Portland, OR
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Starting Out

Can i qualify for mortgage using IRA/401K if not retirement age?

Yvette Velasquez
  • Portland, OR
Posted

New to investing in real estate, and want to buy an investment property. I am recently self employed so I do not have W2 income to show. Have HELOC to use as down payment, great credit, and a good amount in my IRA.
Am i able to qualify for a mortgage by taking elective disbursements for my IRA even though I am not of retirement age?

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