Should i pay off my credit card?

[Aaron Cayabyab]

Hi BP Community,

Ive been looking into purchasing a 4 unit using the FHA loan. Before getting prequalified, would it better my chances to pay my credit card/ loans down? or does that even matter. I wanted to jump into this but wanted to get some input on this. I could pay off my bills with some cash that I have or would you use that cash towards the purchase.

I would still have enough to pay my 3.5% after paying off my loan/ credit cards.

Thank you in advance!

Aloha,

Aaron