Should I Start Investing Now Or Later?

[Niki Jacobs]

Hi Everyone, 

My husband and I wanted to start investing either in house flipping, or buy and hold. We have over 30K in our saving, but the problem is that he lost his job a few months ago. He was a financial analyst at an oil and gas company. I do have a real estate license, because we were planning to make an income from both our investment properties and my commission when we buy properties on MLS.

I noticed that private money lenders or hard money lender may be able to loan money to people with no income, but still may look at whether the borrowers have few months reserved in their bank account. 

Should we wait until my husband get a full time job again, or should we just go for it? 

I would greatly appreciate any input on how we can figured out what to do in this situation. 

Thank you, 

Niki