The Million Investor concept.

[Robert Howard]

So I have completed the "The Millionaire Real Estate Investor" by Gary Keller.  In his book, he mention about buying home warranties and letting the tenant pay the co-pay and call for their own repairs.  Has anyone employed this tactic and what are the pros and cons of it?  I would think the tenant wouldn't really be responsible and take care of the issues if they have to pay a co-pay every time, but it would also cut down on the tenant calling you for minor things.  Please let me know your experience with this. I'm currently working on my lease and want to add it.