About that time to start the loan process

[Michael Blizniak]

Ok so I have posted on he formulas before, however some quick background info. I'm 20 years old working full time and have a decent income, for my age at least. I been around rental properties my whole life(parents and family owned some) and I'm itching to get started. I'm at the point where I can start looking and potentially make offers and close on a house I'm just stuck. I will most likely be going the Fha loan route as I want to do this on my own as much as possible. My questions are.. at what point do I sit down with a lender and discuss the loan because I am banking on rental income of a particular multi family rental property to help me qualify for the home, do I go seek a lender once I have the house in mind (which I do) or before? I'm driving myself crazy trying to figure that out.