Refinancing, rental property with little earned income
Hello Everyone, I am new to real estate investing, and doing my due diligence and education myself properly first before I jump into my first deal. I have been finding good deals all around and found one I want to pursue, that is a BRRRR property. Now being young and having little money, I understand I may have to use partners, or hard money to lock in this property. My question is, if I use hard money and everything goes smoothly at the end of the 12 months will the bank be willing to refinance the loan ( assuming it does appreciate at the amount I want). The reason I ask is because I have only be working at my job for 10 months, 1 year and 10 months at the end of the term and wondering if that will factor in when the bank is looking to refinance the loan. My credit is also good