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Updated about 8 years ago on . Most recent reply

Wilson Kahlmus's profile image
Wilson Kahlmus's profile image
Wilson Kahlmus
  • Real Estate Broker
  • from Ocean Springs, MS
  • Member since Feb 20, 2017
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Wilson Kahlmus's profile image
Wilson Kahlmus's profile image
Wilson Kahlmus
  • Real Estate Broker
  • from Ocean Springs, MS
  • Member since Feb 20, 2017
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Wilson Kahlmus
  • Real Estate Broker
  • Ocean Springs, MS
0
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Starting Out

Rental Income Properties and Insurance

Wilson Kahlmus
  • Real Estate Broker
  • Ocean Springs, MS
Posted

I am looking into purchasing a duplex and I am curious about what type of insurance I will need. HELP!

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Daniel O.'s profile image
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Daniel O.
  • Investor
  • from Takoma Park, Maryland
  • Member since Oct 16, 2016
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Daniel O.'s profile image
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Daniel O.
  • Investor
  • from Takoma Park, Maryland
  • Member since Oct 16, 2016
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Daniel O.
  • Investor
  • Takoma Park, MD
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Daniel O.
  • Investor
  • Takoma Park, MD
Replied

If you are going to occupy it, then you need homeowners insurance with a rental addendum. If you are not going to occupy it, then you just need rental property insurance (not renters insurance!). If you are financing it, the bank will tell you what their underwriters will require.

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