Getting finances set before purchase of first house hack property

[Megan Roche]

Hi everyone, thanks so much for taking the time to read and respond to this post! 

I'm new to real estate investing, but know that I would like to purchase my first multi-family property in the next year-18 months in the Chicago-land area. House hacking is my goal so that I can live as close to house payment free as possible. 

My overall question is: do I pay off other debts FIRST OR save money to purchase the property first. 

I've heard arguments both ways and understand each viewpoint, just looking for some advice/personal stories! 

Some more details: right now I have a small 0% credit card balance, a car note, and a significant (in my opinion) college loan.  I have a full-time income. I plan on putting 3.5% down on the property. 

Thanks so much! 

Megan