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Updated over 8 years ago on . Most recent reply
![Kenneth Noronha's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/640138/1621494425-avatar-kennethn15.jpg?twic=v1/output=image/cover=128x128&v=2)
Beginner here
Hey guys, I'm a freshman in university in Hamilton Ontario and I was looking at a serious possibility of investing in real estate (most likely buy and hold) in the area so I can get a cash flow while studying. I am brand new to real estate so I'm planning to learn before investing of course, but the problem is that single family homes around the university are upwards of $375 000. A house around the area would be great for student rentals, but I obviously don't have the capital. Houses around Hamilton don't go anywhere below $240 000 for a lower quality house. Is this a feasible option for a student like me?
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![Matt Geerts's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/270211/1621438718-avatar-mattgeerts.jpg?twic=v1/output=image/cover=128x128&v=2)
5% down in Canada, not 3.5. If you are going to be there a couple years, a great arrangement would be a partnership. Someone else puts up the money, you have access to the low down payment and you manage the place while you live there. Get a SFH and the landlord tenant rules don't apply to you for as long as you live there. This is a huge opportunity for low risk investment. Split all cash flow and eventually equity on sale after retuening the initial investment.