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Updated about 8 years ago, 10/21/2016

User Stats

41
Posts
9
Votes
Todd Hensy
  • Dublin, OH
9
Votes |
41
Posts

I don't want to rent/Don't want to own a home. Any suggestions?

Todd Hensy
  • Dublin, OH
Posted

My headline sounds illogical because we all need shelter.

But truthfully, I don't want to rent(throwing money away)and I don't want to own a home either(hate paying maintenance, taxes, insurance).

Since I work from home on my laptop I am thinking of scouring the country for a smoking deal on a house to flip. I can live in it for 6 months, rehab it, and then flip it for profit. Then scan the country again find another house, buy it, move in, live in it for a 6 months, rehab it and flip it for profit. 

I will follow the money--any state, any city.

I don't want the headaches of being a landlord, a homeowner or even a renter! I just want to live in a house temporarily, while I rehab it and sell it. Then move on.

Is this a good plan? All I care about is building my net worth. Thanks.

Account Closed
  • Real Estate Investor
  • Shelton, WA
639
Votes |
369
Posts
Account Closed
  • Real Estate Investor
  • Shelton, WA
Replied

@Todd Hensy Sounds like house hacking 101! Plenty of forum posts on it if ya throw it in the search bar. Good luck man!

User Stats

1,515
Posts
463
Votes
Rosston Smith
  • Investor
  • Warner Robins, GA
463
Votes |
1,515
Posts
Rosston Smith
  • Investor
  • Warner Robins, GA
Replied

Sure go ahead and do that . Study hard and make it hapoen

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User Stats

41
Posts
9
Votes
Todd Hensy
  • Dublin, OH
9
Votes |
41
Posts
Todd Hensy
  • Dublin, OH
Replied

I didn't know it was called House Hacking. I will plug it in!

Thanks fellas!

User Stats

5
Posts
1
Votes
Rolanda Brown
  • Hampton, VA
1
Votes |
5
Posts
Rolanda Brown
  • Hampton, VA
Replied

Interesting post not familiar with house hacking. Can someone explain legally if that can be done. I have heard of some investors staying in the house while they rehab but not jumping from house to house 

User Stats

4,605
Posts
2,987
Votes
David Dachtera
  • Rental Property Investor
  • Rockford, IL
2,987
Votes |
4,605
Posts
David Dachtera
  • Rental Property Investor
  • Rockford, IL
Replied

@Todd Hensy,

How do you feel about changing your mailing address and utility accounts every six months or so?

Seriously: try living as a homeless person for at least two years and see if that changes your perspective.

Do you at least have a car you own where you can sleep when you're "between deals"?

User Stats

4,079
Posts
1,596
Votes
George P.
  • Property Manager
  • Livonia, MI
1,596
Votes |
4,079
Posts
George P.
  • Property Manager
  • Livonia, MI
Replied

"mom and dad, i am home!!"

Account Closed
  • Real Estate Investor
  • Shelton, WA
639
Votes |
369
Posts
Account Closed
  • Real Estate Investor
  • Shelton, WA
Replied

@David Dachtera @Rolanda Brown @Todd Hensy

Im currently living in a rehab house i took Sub2 in a package deal earlier this year. Finished up the rehab this summer and am currently looking for another distressed property with some more acreage to move into. Once another property has been found/closed on, ill lease option this one out and move on. Shifted all mail to a PO Box quite awhile ago

User Stats

41
Posts
9
Votes
Todd Hensy
  • Dublin, OH
9
Votes |
41
Posts
Todd Hensy
  • Dublin, OH
Replied

lol. david you are funny. It is true -- I will be borderline homeless. However, I am writing a book titled "The Homeless Millionaire."

 If you logically think about it.....I have nothing to tie my down, no marriage, no kids, and can get a PO office box to send my mail. My goal is to make 60k profit on each house flip. That is 60k a year---living rent free. I have done it before but it was with condos and it was fun and rewarding. 

User Stats

828
Posts
260
Votes
Jennifer Lee
  • Real Estate Broker
  • Gibsonia, PA
260
Votes |
828
Posts
Jennifer Lee
  • Real Estate Broker
  • Gibsonia, PA
Replied

I think it's more beneficial tax wise if you move every 2+ yrs, its called live in flip.

then you can take the 250K as a single or 500K as a married couple filing jointly capital gain tax exemption.  if you sell under 2 yrs you will be subject to capital gain tax.  you have to live 2 yr out of the last 5 yrs to qualify.

besides if you plan to BORROW money to do this, most loan would want to stay at least 1 yr

house hacking, is more u buying a multi unit, and having other tenants pay for your mortgage.  Or have roommates that pay you.

User Stats

5
Posts
1
Votes
Rolanda Brown
  • Hampton, VA
1
Votes |
5
Posts
Rolanda Brown
  • Hampton, VA
Replied

Thank you Jennifer for the explanation. I have owned two homes so some what familiar with some stuff. Wished I kept them for rental properties when I relocated. Now I want to invest,flip. Wholesale and own rental properties. Just getting started have to do my business licence and LLC. Trying to get all that done by next month. Looking for a mentor locally been contacted with a few out of state mentors but prefer to network in state since I will be just getting started.

User Stats

41
Posts
9
Votes
Todd Hensy
  • Dublin, OH
9
Votes |
41
Posts
Todd Hensy
  • Dublin, OH
Replied

I would buy only 3 bed 2 bath house single family homes, move into them, rehab them, get a roommate and just live in it for two years. Then re-sell it for profit. Just minor rehab repair - not gutting out kitchens. (Just paint, tile, carpet, etc.) I would probably buy Sale by Owner.

I have been living in Ohio for two years renting and it went by so fast. I can live anywhere just as long as its a low property tax state such as....Ohio, Oklahoma, Louisana, Mississippi, Indiana. I have been everywhere so moving isn't a big deal for me.

No interest in renting an apartment anymore and no interest in settling down with a home either.

I just want to flip homes and have a millionaire dollar net worth. Then retire in peace somewhere nice.

User Stats

828
Posts
260
Votes
Jennifer Lee
  • Real Estate Broker
  • Gibsonia, PA
260
Votes |
828
Posts
Jennifer Lee
  • Real Estate Broker
  • Gibsonia, PA
Replied

but for the net worth part, buy hold is the answer :)

my 2 cents

instead of flip, you have passive income ;) and equity.

to flip to $1M, means u have to keep upgrading to 1 $1M house in your model. and have flipped enough to make $ to live on. you are living in your net worth.

if you leave a trail of homes, 20k, 50k 100k, 200k....with passive income your net worth at $1M is accumulated with assets and income. monthly cash flow, while u live in you mansion ;)

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User Stats

4
Posts
3
Votes
Ismael Chadli
  • Columbus, OH
3
Votes |
4
Posts
Ismael Chadli
  • Columbus, OH
Replied

Jack hensy

Im actually looking to do the same thing, and i was thinking about buying a foreclosed home and fix it move in  

User Stats

1,639
Posts
955
Votes
Chris T.
  • Investor
  • Downers Grove, IL
955
Votes |
1,639
Posts
Chris T.
  • Investor
  • Downers Grove, IL
Replied

anything is possible ! @Todd Hensy

Education, drive and action! 

User Stats

4,605
Posts
2,987
Votes
David Dachtera
  • Rental Property Investor
  • Rockford, IL
2,987
Votes |
4,605
Posts
David Dachtera
  • Rental Property Investor
  • Rockford, IL
Replied

@Account Closed,

Have you run into any issues with anyone demanding an actual street address?

I've had challenges with lenders, insurance companies, even healthcare providers.

User Stats

41
Posts
9
Votes
Todd Hensy
  • Dublin, OH
9
Votes |
41
Posts
Todd Hensy
  • Dublin, OH
Replied

Jennifer Lee all great posts, but I don't believe that a house is adding to my net worth even if I have equity in the house. A house is a liability. Equity is BS.

I am not interested in that and see it as worthless -- except cash flow.

My idea is if I cannot have cash in the bank in 24 hours then it is not adding to my net worth. I want cash in the bank now or within 48 hours to determine a realistic net worth.

Ismael yes. Great to hear. Hope you make a fortune $$$$.

David so far I haven't had any problems and I have moved once every two years in the last 10 years. No problems so far. 

I just want cash, cash, cash. Flip, flip, flip. 

User Stats

692
Posts
312
Votes
Matt Geerts
  • Investor
  • St. Thomas, Ontario
312
Votes |
692
Posts
Matt Geerts
  • Investor
  • St. Thomas, Ontario
Replied

@Todd Hensy how have you not already decided to buy an RV??? You can park it at each house you go to so you always have a shower and kitchen regardless of the renovations. You tow a small trailer with a tiny econo-car (Swift, Geo, Leaf, etc) for running around and the trailer can be towed by the RV to do real hardware store runs for drywall and lumber. That sounds like homeless millionaire style to me!

User Stats

4,605
Posts
2,987
Votes
David Dachtera
  • Rental Property Investor
  • Rockford, IL
2,987
Votes |
4,605
Posts
David Dachtera
  • Rental Property Investor
  • Rockford, IL
Replied

@Todd Hensy,

Some folks define "being rich" as "the freedom to do what you want whenever you want with who ever you want".

If your chosen lifestyle puts you where you want to be, God bless ya!

Personally, I like having a place to lay my head at night that is under no one's control but my own (putting gov't issues like taxes aside for the moment).

Being Asperger's, I'm not a socialite, to say the least, but I'd want to have a place to invite folks where they'd comfortable. Since my ex left me, I don't have an extended family and company is a rare treat for me. Even so, not sure I'd invite folks to visit me "at my current rehab".

A matter of personal choice, really.

I do have one problem with rehabs and fix-and-flips: if I want to get paid again, I need to do another one.

That's why I usually preach "invest for income".

My $0.02 ...

User Stats

41
Posts
9
Votes
Todd Hensy
  • Dublin, OH
9
Votes |
41
Posts
Todd Hensy
  • Dublin, OH
Replied

David,

My thought exactly. Do whatever I want, whenever I want and with whomever I want." That is my purpose. I actually wanted to write a book called the Homeless Millionaire.

You can learn a lot from a bum who is worth millions. I don't want the trappings of a car, a home, closet full of clothes, and business suits. I would rather stay in nice hotels for the rest of my life and travel if I had 10 of millions of dollars in the bank and live off the interest. No desire for stability anymore. Just get rich. Money and great health is everything in this life. Everything else is secondary.