As a buyer, is it wrong to contact the listing agent/seller?

[Brandi Harris]

I have a condo under contract with a flipper, who is also the listing agent. My financing has fallen through with the mortgage company I originally contacted. I would like to ask the listing agent/seller if they would be able to do a rent-to-own option until I can secure financing (I was told I need to be at new job for a few more months until I can get approved). Or if he just has any other financing ideas that can help push this deal through. Note: my agent is brand new and not very creative. After this deal, I will be looking to work with a different agent. I don't really want her insight on this, I just want this done. Lesson learned on this one.