Buying rental property with personal name or under company name

[Han Oo]

Hi all BP members,

I would like to ask your guidance or your opinion about the below situation. I am very new to REI and I am reading Brandon's books and BP forums.

Currently, I have my primary residence with VA loan located in Norfolk, VA. So, in order to buy investment property, what should I use? Should I use my personal name or should I set up the business and use the business name?

What kind of entity will be suitable to get the financing? I am thinking of getting bank/mortgage loan. My credit is not very good and it is about 660 due to hard pull, low credit history and recent late payment for macy's credit card (only $35 damn!). I am trying to build up my credit now. 

My ideal plan is to do with BRRRR in hampton road area and I am planning to get start the process next year.

Thank you in advance. Have a great day.

V/r

Han