Multi-Family House Hack in St. Paul, Minnesota

[Haakon Hansen]

Hello BP community!  My wife and I just got a multi-family property under contract and are beginning our due diligence.  It is a 3/1 house with a small 2/1 bungalow unit in the back in South St. Paul.  We will be house hacking and living in the 3/1 and renting out the bungalow unit.  

I am wondering if there are any investors in the St. Paul area that could give me estimates on utilities based on prior experience (electric, water, gas, garbage, etc.) Additionally, any thoughts on estimating insurance would be helpful.  

If anyone has experience with this type of multi-family and could give any tips or thoughts I would greatly appreciate it.