Where to start when you're already in debt?

[Kristin Burnett]

My husband and I currently own a rental property in Gurnee, IL.  We just recently bought a home for our primary residence in San Diego, CA.  Like a lot of people, we have debt.  From vehicle loans to credit cards, personal loans that we took out to do repairs on both our rental and primary residence.  Where do we even start if, in a bank' eyes, we're max'd out.  How do we find the money to even get started with a second investment property?  I feel like we're stuck until we save a lot cash, pay down a lot of debt, and are able to purchase something outside of the expensive San Diego market.  Please help!