Closing cost

[Josh Masih]

I am going to buy my first property and the bank approved $140K with 25% down. Loan amount will be $105K. But bank total charges will be $4,452.47 (1533.47 prepaid item and closing cost $2,919.00. Is this reasonable charges or not? 

Any feed back will be highly appreciated.

[Nazz Wang]

I think you can definitely choose to shop around a little for lower closing costs. Is this a direct lender (like a bank, like Wells Fargo) or a broker (usually work with multiple lenders)? Direct lenders in my experience has the lowest closing costs.