Beginner Financing Tips?

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Hi, I'm sort of new to Real Estate investing, and one of the major things that I've struggled with (as far as visualizing and weighing the pros and cons) is the financing of Real Estate deals.

First, I'd like to ask if there were any basic requirements for applying for a larger loan. What age must you be to receive a loan and what are some standard loan rates nowadays?

Second, does anyone have much experience with funding operations with investors? What would potential investors be looking for out of a deal, and what kind of returns would they be looking to get?

Thanks in advance for the help.

-Nathan