Skip to content
×
Try PRO Free Today!
BiggerPockets Pro offers you a comprehensive suite of tools and resources
Market and Deal Finder Tools
Deal Analysis Calculators
Property Management Software
Exclusive discounts to Home Depot, RentRedi, and more
$0
7 days free
$828/yr or $69/mo when billed monthly.
$390/yr or $32.5/mo when billed annually.
7 days free. Cancel anytime.
Already a Pro Member? Sign in here

Join Over 3 Million Real Estate Investors

Create a free BiggerPockets account to comment, participate, and connect with over 3 million real estate investors.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
The community here is like my own little personal real estate army that I can depend upon to help me through ANY problems I come across.
Starting Out
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated over 9 years ago on . Most recent reply

User Stats

50
Posts
11
Votes
Devang Patel
  • South Plainfield, NJ
11
Votes |
50
Posts

401k and roth vs rental props for cash flow

Devang Patel
  • South Plainfield, NJ
Posted

I am a newbie and within the past year have closed on 4 units that are cash flowing very well.  My ultimate goal is to retire at a very early age and live off of the cash flow of my properties.  My unit count goal for properties is in the 15-20 range for now.  I am 30 years old and since i graduated college at 22, I have always attempted to max my 401k and roth ira.  Since i plan on using my rental properties for my early retirement, i am having a tough time understanding why I should be investing in 401k and roth that is not accessible until a later age without penalties.  The additional cash would really help for down payments on new acquisitions.  I would love to hear fellow bloggers' opinions on this matter.

Loading replies...