Skip to content
×
PRO Members Get
Full Access
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
ANNUAL Save 16%
$32.50 /mo
$390 billed annualy
MONTHLY
$39 /mo
billed monthly
7 day free trial. Cancel anytime.
Level up your investing with Pro
Explore exclusive tools and resources to start, grow, or optimize your portfolio.
~$5,000+ potential annual savings on vetted partner products
10+ deal analysis calculators with ready-to-share reports
Lawyer-reviewed leases for every state ($99/package value)
Pro badge for priority visibility in the Forums

Let's keep in touch

Subscribe to our newsletter for timely insights and actionable tips on your real estate journey.

By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions
×
Take Your Forum Experience
to the Next Level
Create a free account and join over 3 million investors sharing
their journeys and helping each other succeed.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
Already a member?  Login here
Followed Discussions Followed Categories Followed People Followed Locations
Starting Out
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated almost 11 years ago on . Most recent reply

User Stats

50
Posts
11
Votes
Devang Patel
  • South Plainfield, NJ
11
Votes |
50
Posts

401k and roth vs rental props for cash flow

Devang Patel
  • South Plainfield, NJ
Posted

I am a newbie and within the past year have closed on 4 units that are cash flowing very well.  My ultimate goal is to retire at a very early age and live off of the cash flow of my properties.  My unit count goal for properties is in the 15-20 range for now.  I am 30 years old and since i graduated college at 22, I have always attempted to max my 401k and roth ira.  Since i plan on using my rental properties for my early retirement, i am having a tough time understanding why I should be investing in 401k and roth that is not accessible until a later age without penalties.  The additional cash would really help for down payments on new acquisitions.  I would love to hear fellow bloggers' opinions on this matter.

Loading replies...