Getting funded

[Scott Brigman]

Good afternoon. I've had my eye on a piece of property for a while now. I'd like to buy it, but don't know how to get the funding. Most hard money sources I've seen don't "fit".

Here's the situation. I have bad credit, for a number of reasons. I've been working to improve it. We're a single income family with no extra cash. The building would be in my name.

The building sit's on a town square. It has a ground level retail space (rented out) and a loft apartment (also rented out) with a little office tucked somewhere in between. There's also an unfinished basement.

The retail space is rented for less than the going rate just to have it occupied (I think the building is owned outright). The loft is rented at full price. I figured I'd use the office.

I'd like to purchase this to get started in RE and provide additional monthly income. What are my options?