Talking to the bank about financing?

[Neal D.]

Hello fellow pocket enlargers! I am trying to get my financial situation to a level where my wife does not have to work and can stay home with the kids.  We just had our second son and our other attends daycare to the tune of $440 a month and when my other child goes to daycare we will be paying 820 a month in daycare fees.   Once my wife has to go back to work in 6 weeks she will be working 40+ hours a week to clear $400 dollars a month. Neither of us can justify our children being raised by others for her to only be making $400 a month.  

Now to the point of the post. I want to focus on a buy and hold strategy. I don't care if it's apt complex, duplex or single detached.  What questions do I need ask and what type of business plan should I be walking into the office with?