Can We get a FHA mortgage with score 640? our Realtor says NO!

[Veronica Perez]

Hi Everyone!

I'm a little confused with this, I asked our Realtor if we can buy a property with the FHA mortgage and with 640 credit score because I found a property (a duplex for 175,000 000) that could be good for our first investment he says that we need at least 695 or 700 to get the mortgage but I had read in one of your blogs that that can be possible with at least 620 or something like that . We are going to have an appointment with our bank to try to get the mortgage we are looking for but I'm afraid that they will say No as well can We try anyway or should we wait to work with the score to get it higher?

Greetings!