First time tri-/quadplex investor and banks' treatment of rents as income

[Terrence Evans]

So I am trying to get prequal'd for an owner occupied tri or quadplex here in SoCal. It will likely be FHA. I was told the other day by a lending rep of a certain nationwide bank that because I'm just starting out as a landlord, the bank won't count the income of the other units towards my numbers. Is this true??? Or typical???

This seems like a show stopper to me...