Rehab loan stipulates I must use General Contractor ontop of Contractor

[Nathan Renner]

I've been working on my first buy/hold deal and have hit a small bump. It has to do with rehabbing yourself. My bank is stating that I'm not allowed to perform work myself and I have to use a G C.  With this being my first rental, I would like to do as much as possible to save money. Should I try another lender or is this to be expected with banks? Have begun looking at private lending but not sure who to trust? I'm not opposed to using contractors to do the work , and will gladly sub what I can't do, but I think I should be able to G C myself and project manage at the very least. House listed for 59k 3\1 and has been there for couple months. Was offering 42k with 18k rehab. Comps are 70-80k,maybe a little higher, with 1000/1200 rents. Good area of town near schools. Rental income-1000. Cap ex-100, repairs-50, vacancy-100 , yard-30, water-60, Mtg,tx,ins-456. Am I missing something? Thanks for your time!