Newbie starting out, now have some questions.

[Michael D.]

Hi All,

I am interested in buying a multi-family home, living in one unit and renting the rest for a period of time. I would like to buy something that needs work, because I have quite a but of carpentry experience, and I can do 100% of the improvements myself. From what I understand, if a home does not have a Certificate of Occupancy, the bank is not likely to give you a mortgage. I spoke with the Realtor that holds this listing, and she said the property is bank-owned and and inspection has not been done yet. I was told that the inspection would be the responsibility of the buyer. So as for my question, how do I go about getting the inspection? and is this something I would be allowed to do before being approved for the mortgage?