Cash reserves or pay down LOC?

[Kyle Kelley]

What is your take on maintaining strictly "cash reserves" to cover any repairs versus using a LOC and then paying it down?

I ask because I am contemplating whether or not I should continue building cash reserves while maintaining and paying down LOC little by little or just use all of the cash I have to pay off the balance on the line and then dip into it again should I need to make a repair or cover unexpected vacancy / expenses?

I would still continuously be striving to build a cash reserve for the long haul, but given the current circumstance I almost have enough cash to cover the line but then I would be out of cash.

Any and all input would be greatly appreciated.