Credit Rebuilding....Help?

[Janelle Scruggs]

Hello Bigger Pockets Family, 

I am just now pursuing my interest in real estate investing and decided to check my credit score and whoa.... did I find some surprises!  A lot of errors. Some thing untrue and some true. I got into a horrible accident in 2011 that left me unable to pay everything but I did settle on some debts that I can see is still negatively affecting my score. It is extremely disappointing to know I basically wasted my money to still have bad credit! I have one auto loan and 1 credit card that I have been paying on time. 

By the way I Iive in Georgia if that makes any difference. 

 Any suggestions on credit repair or counseling that wont break the bank? Any websites that could assist?  

Thanks to Everyone in Advance for the help!!!!!!

[Tiffany Plovie]

@Janelle Scruggs 

   Welcome to BP! 

I would first like to point you to a few links that will help you find your way around BP, a couple of links to books that you may find useful, and then tackle your question directly. 

You may also want to post in the New Members area and introduce yourself, including the area you currently reside in, the avenues of investing that interest you, and the areas you would like to invest in. This will help connect you to other investors that you may be able to connect with who are not only familiar with your area, but maybe able to help you.

Start Here:

http://www.biggerpockets.com/real-estate-investing

Read everything contained on this list ( I have read many of them personally, and can vouch for their value):

http://www.biggerpockets.com/renewsblog/2013/04/14/best-real-estate-books/

And this is a must read if you want to succeed at any business, ever:

The E-myth Revisited: Why Most Small Businesses Don