Just starting out - looking for guidance

[Michael Wintercorn]

I want to start out by saying I really appreciate all the insight this community has given me prior to joining.  Also if this post is in the wrong forum feed I apologize.

I purchased my first property in 2012.  The property is a duplex were i have lived on one side and rented out the other for the last two years. I want to start to acquire more investment properties but I am unable to finance anything. I am at the peak of my debt to income ratio.  I have heard that some lenders are willing to use a percentage of the potential income to help satisfy the underwriting process but i get mixed messages from the Banks.  Are cash deals all that I can do until I start to reflect more income?

Background: Clean credit, Solid career history, and capital for the down payment.   

[Rachel H.]

It does not hurt to shop around. Interview more lenders and explain your situation. From personal experience, I've learned a lot just by doing research and shopping around. 

Best of luck!